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How to Save on Fees at Coinbase
How Can I Reduce my Coinbase Fees?
To save on fees on Coinbase: sign up for Coinbase, create a Coinbase Pro account, and then use limit orders to trade.
Using Coinbase Pro will save you about 1% in fees per trade versus Coinbase. Meanwhile, using limit orders will save you a considerable amount once you trade enough volume.
You used to be able to trade on Coinbase Pro (called GDAX at the time) for free using limit orders regardless of volume. However, Coinbase changed its fee schedule back in 2019, and today the only way to trade for free is to trade volume.
How Coinbase’s Volume-based Discount Works
Coinbase’s volume-based discount saves you money while you trade. The more you trade over a trailing 30-day period across all order books, the more you save. Once you trade enough volume, limit (maker) orders will become cheaper than market (taker) orders. This will eventually make limit orders on Coinbase Pro the cheapest way to trade on Coinbase.
Here is how it works. For your first $50k worth of trades a month, limit orders won’t save you any money. However, once you reach $50k in volume over a trailing 30-day period, limit orders will cost you less than market orders.
For example, at $50k – $100k in volume, market orders are 0.25%, and limit orders are 0.15%. Eventually, those who trade a lot or trade significant positions may even achieve 0% limit orders at Coinbase with this method.
You can trade stable pairs for free on Coinbase using limit orders. You can also always swap between USD and USDC for free on Coinbase.
Coinbase Fees 101
To better illustrate why the above method is the best way to save money on fees at Coinbase.
Here are the standard Coinbase fees:
|Less than or equal to $10||$0.99|
|More than $10 but less than or equal to $25||$1.49|
|More than $25 but less than or equal to $50||$1.99|
|More than $50 but less than or equal to $200||$2.99|
Coinbase also charges 1.49% for sells and 1.49% for buys on top of this (and you’ll pay 3.99% if you use a debit card and not a bank account). That is a full percentage more than they charge on Coinbase Pro, and almost 1.4% more than some of the competition (for example Binance).
Now here is the Coinbase Pro fee schedule with the volume-based discount:
|Pricing Tier||Taker Fee||Maker Fee|
|$10 – 50K||0.35%||0.35%|
|$50 – 100K||0.25%||0.15%|
|$100K – 1M||0.20%||0.10%|
|$50 – 100M||0.10%||0.00%|
|$100 – 300M||0.07%||0.00%|
|$300 – 500M||0.05%||0.00%|
How Do I Withdraw Money From Coinbase Without Fees?
In countries where it is supported, ACH transfers in and out of Coinbase are free. In other countries, there can be a fee associated with all deposits and/or withdrawals. Further, some methods have fees regardless of the country.
For a full breakdown of withdrawal and deposits fees by country, see:
Coinbase Pricing and Fees
Coinbase Pro Trading and Funding Rules